German IBAN Format
The German IBAN consists of 22 characters and combines the traditional Bankleitzahl (BLZ) and Kontonummer into a standardized international format. Germany adopted the IBAN system in 2014 as part of the SEPA migration.
Example IBAN
Example from the SWIFT IBAN Registry. For illustration only — not guaranteed to be a valid IBAN.
IBAN Structure
| Component | Value | Format |
|---|---|---|
| Country Code | DE | 2 chars |
| Check Digits | 89 | 2 chars |
| BBAN | 370400440532013000 | 18 chars |
| ⌊ Bank Code | 37040044 | 8 chars |
| ⌊ Account Number | 0532013000 | 10 chars |
Key Facts
- IBAN Length
- 22 characters
- SEPA Member
- Yes
- EU Member
- Yes
- Currency
- Euro (EUR)
- Bank Code System
- Bankleitzahl (BLZ) — 8 digits
How to Find Your IBAN
Your German IBAN is printed on your Girocard (debit card), shown on bank statements (Kontoauszüge), and available in your online banking under account details. You can also derive it from your BLZ and Kontonummer using our converter tool.
Convert German Bank Account to IBAN
Enter your Bankleitzahl (BLZ) and Kontonummer to generate the corresponding IBAN.
How does BLZ + Kontonummer conversion work?
German bank accounts traditionally consist of two numbers: the Bankleitzahl (BLZ), an 8-digit bank routing code, and the Kontonummer (account number) of up to 10 digits. When Germany adopted the IBAN system, these two numbers were combined into a standardized international format.
The German IBAN is always 22 characters long. It starts with the country code DE, followed by a 2-digit checksum calculated using the mod-97 algorithm, then the 8-digit BLZ, and finally the account number padded to 10 digits with leading zeros.
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